Insurance is a promise. We've kept ours since 1994.

Total Insurance Systems is a family-owned, independent agency in Miami. Three decades, one office, two languages — and clients we still greet by name.

Pablo L. Ojeda, President Pablo L. OjedaPresident · PIAM
Clara Prego, Vice President Clara PregoVice President · CPIA
"Give every client the coverage that actually fits their needs — at the best price we can find."
Our mission, unchanged since 1994

Thirty years, one promise.

The short version of a long story.

1994

Founded in Miami

The agency opens its doors independent — free to shop multiple carriers instead of selling one company's products. Bilingual from day one.

2004

The family takes the helm

Pablo L. Ojeda becomes President and Clara Prego Vice President — a team that still answers the phone at the same office today.

2005

Serving the industry

Pablo joins the board of the Latin American Association of Insurance Agencies (LAAIA), where he serves through 2012.

Hoy

Same office, wider coverage

Auto, property, commercial, and health — quoted across multiple Florida carriers for the families and businesses of Florida.

How we work.

Three words that have been on our wall since the beginning.

Honest.

Honesty with our clients and our partners has been the cornerstone of this agency for three decades. If we can't beat what you have, we say so.

Reliable.

You can count on us to be there — at quoting, at renewal, and on the day you actually need us. One office, real people, no phone tree.

Affordable.

We use every tool at our disposal to find the right coverage at the best price. That's the whole point of being independent.

The people who answer.

No layers, no case numbers. These are the people responsible for your coverage.

Pablo L. Ojeda, President of Total Insurance Systems

Pablo L. Ojeda

President since 2004. Licensed Florida Customer Representative and Professional in Insurance Account Management. Served on the board of the Latin American Association of Insurance Agencies from 2005 to 2012.

PIAMLAAIA Board '05–'12FL Licensed
Clara Prego, Vice President of Total Insurance Systems

Clara Prego

Vice President since 2004, with an insurance career spanning several decades. Certified Professional Insurance Agent and licensed Florida Property & Casualty agent — our homeowners and commercial specialist.

CPIAFL P&C LicensedProperty specialist
★★★★★

"Pamela siempre me busca la mejor opción posible y están pendientes de todos los detalles. Se los recomiendo al 100 por ciento."

FRANCISCO JAVIER BERNAL · GOOGLE REVIEW

Independent means we work for you.

1994serving Miami since
4lines of coverage
2languages, one office

Come see us in Miami.

Same office for thirty years — walk-ins welcome during business hours, cafecito optional.

Put thirty years to work on your policy.

Two minutes online, or one call to the office. The best price we can find you, since 1994.

Get my free quote