Personal auto, motorcycle, and the work truck too.
Florida is a no-fault state, so PIP is required on nearly every registered vehicle — and the cheapest quote is often the one leaving something out. See what PIP actually covers.
Each one quoted across multiple carriers, never just one company's price.
Your daily driver — from the state minimums to full coverage with collision, comprehensive, and rental.
Year-round riding weather means year-round coverage questions. Liability, comprehensive, collision, and passenger coverage worth asking about.
Work trucks, vans, and fleets. Personal policies typically exclude business use — if the vehicle earns money, it needs its own coverage.
Bodily injury (BI) covers injuries you cause to others. PIP — Florida is a no-fault state, and personal injury protection is part of nearly every policy here. Property damage (PD) covers what your car does to someone else's stuff.
Collision fixes your car after an accident, comprehensive covers the rest — theft, storms, that shopping cart. Uninsured motorist (UM) protects you when the other driver has nothing, and rental & towing keep you moving in the meantime.
Not sure what you actually need? That's the conversation we're good at.
Quote my vehicleThis is the advantage of an independent agency: one quote request here puts multiple Florida carriers to work competing for you. No reason to spend your evening filling out forms site by site — comparing them is literally our job. The list changes as the Florida market changes; ask us for the current one.
Two minutes online, or call the office. Vehicle, drivers, and how you use it — in English or Spanish.
We quote your coverage across multiple Florida insurers and show you the trade-offs, not just the cheapest number.
Pick your policy and we handle the paperwork — and we're still here at renewal and claim time.
Personal injury protection covers your own injuries after an accident regardless of who was at fault — Florida is a no-fault state, so PIP is part of nearly every auto policy here. We'll explain how it fits with the rest of your coverage.
"Full coverage" usually means adding collision and comprehensive on top of liability. Whether it's worth it depends on your car's value, your loan or lease, and your comfort with risk — we'll walk through it with you honestly.
Often — that's the point of quoting multiple carriers instead of one. Send us your renewal and we'll shop it. If we can't beat it, we'll tell you straight.
Two minutes online, or one call to the office. Quoted across multiple carriers, since 1994.
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