For the businesses that make Florida run.
Restaurants, contractors, shops, and offices.
Landlord or general contractor waiting on a certificate of insurance? Those are delivered quickly. Ask us for one.
Restaurants, contractors, shops, and offices.
Landlord or general contractor waiting on a certificate of insurance? Those are delivered quickly. Ask us for one.
Every business is different — these are the building blocks we quote and combine.
Bundles your space, equipment, and inventory with general liability in one policy — often the simplest starting point for small businesses.
Covers third-party injury and property damage claims — the slip-and-fall, the damaged client property, the certificate your landlord asks for.
Medical costs and lost wages when an employee is hurt on the job. Florida requires it for many businesses — we'll confirm what applies to yours.
Work trucks, vans, and anything with your name on the door. Personal auto policies typically exclude business use.
The building, the buildout, the equipment — protection for the physical side of the business, storm season included.
Extra liability limits on top of your underlying policies, for contracts that demand more or risks that warrant it.
A restaurant's risks aren't a contractor's risks. We start with what you actually do — the kitchen line, the job site, the storefront — and build the package around it, across multiple Florida carriers.
Landlord or client asking for a certificate of insurance before you can sign? We handle certificate requests quickly, porque sabemos que el contrato no espera.
Quote my businessThis is the advantage of an independent agency: one quote request here puts multiple Florida carriers to work competing for you. No reason to spend your evening filling out forms site by site — comparing them is literally our job. The list changes as the Florida market changes; ask us for the current one.
Two minutes online, or call the office. What the business does, where, and roughly how many people.
We quote the right combination across multiple Florida insurers and explain what each piece covers in plain words.
Policies bound, certificates handled, and a real person to call at renewal or claim time.
A business owners policy bundles commercial property and general liability into one package, typically for small and mid-size businesses. For many restaurants, shops, and offices it's the simplest, most economical starting point — we'll tell you if your situation calls for something different.
Florida requires workers' compensation for many businesses depending on the industry and number of employees — construction has its own rules. We'll help you confirm exactly what applies to your business, in plain words.
Yes — certificate requests are daily business for us. Call the office at (305) 220-7940 and we'll get it moving.
Two minutes online, or one call to the office. Family business to family business, since 1994.
Get a free business quote