The customer who slips, and the claim that follows.

For the day someone else's bad luck becomes your problem.

Prefer to talk? (305) 220-7940

Certificates of insurance for landlords and general contractors are delivered quickly. Request a certificate.

Customers ordering at a cafe counter

What it covers.

General liability handles claims from people outside your business — customers, visitors, and others — when something goes wrong in connection with what you do.

Third-party bodily injury

If someone outside your business is hurt in connection with what you do, this helps with the costs that follow.

Property damage

If your work accidentally damages someone else's property, general liability helps cover it.

The classic slip and fall

The most common example: a customer trips in your shop and is hurt. This is the coverage that responds.

Flames in a busy commercial kitchen

Need a certificate of insurance?

Clients and landlords often ask for a certificate of insurance before they'll sign a contract or hand over the keys to a space. It's a simple document that proves your coverage is in place.

We handle certificate requests fast, so when someone needs proof of insurance, you can get it quickly and keep the deal moving. Already have a contract with specific requirements? Send them our way and we'll make sure your coverage lines up.

Get a free business quote

Carriers we quote.

This is the advantage of an independent agency: one quote request here puts multiple Florida carriers to work competing for you. No reason to spend your evening filling out forms site by site — comparing them is literally our job. The list changes as the Florida market changes; ask us for the current one.

How it works.

Tell us about your business

Two minutes online, or call the office, and tell us what you do and who you work with.

We shop the carriers

We quote your general liability across multiple Florida insurers and match it to any contract requirements you have.

You're covered

Pick your policy and we handle the paperwork, including certificate requests whenever you need proof of coverage.

General liability questions.

What does general liability cover?

Third-party bodily injury and property damage claims that arise from your operations. The classic example is a customer slip and fall.

A client is asking for a certificate of insurance. Can you help?

Yes. We handle certificate requests fast, so you can send proof of coverage and keep the deal moving.

Is general liability the same as a BOP?

Not quite. General liability is one part of a BOP, which also bundles commercial property. If you need both, we can quote them together. More on the BOP →

Cover the everyday what-ifs.

Two minutes online, or one call to the office. The right liability coverage, since 1994.

Get a free business quote