Health coverage, explained like a neighbor would.

ACA Marketplace plans and private options, side by side.

Prefer to talk? (305) 220-7940

Open enrollment has deadlines, but a qualifying life event — a move, a new job, a new baby — can open a window at other times of year. Ask us what applies to you.

Doctor at a patient's bedside

Two roads to covered.

We help you compare both — and pick the one that actually fits your household and your budget.

ACA Marketplace (Obamacare)

Marketplace plans with the full set of essential health benefits — doctor visits, emergencies, hospitalization, prescriptions, maternity, mental health, and preventive care. We handle the enrollment paperwork and help you see what assistance you may qualify for.

Private plans

Individual and family plans outside the Marketplace, for situations where a private option fits better. We'll show you the trade-offs honestly — including when the Marketplace is the better road.

Grandparents cooking a healthy meal with their granddaughter

For every generation of the family.

Health insurance is confusing in any language — deductibles, copays, networks, enrollment windows. We sit down with you (or get on the phone) and go through it step by step, until the choice actually makes sense.

Enrollment has its seasons: there's an open enrollment period each year, and certain life events — a move, a marriage, a new baby, losing other coverage — may open a special enrollment window. Not sure where you stand? Ask us, it's free.

Help me compare plans

How it works.

Tell us about your household

Two minutes online, or call the office. How many people need coverage, and where you are now.

We compare the plans

Marketplace and private options side by side, with the differences explained in plain words — English o español.

You're covered

We handle the enrollment paperwork, and we're still here next year when it's time to renew or adjust.

Health insurance questions.

When can I enroll?

There's an open enrollment period each year, and certain life events — moving, marriage, a new baby, losing other coverage — may qualify you for a special enrollment window outside of it. Call us and we'll tell you exactly where you stand.

Does your help cost anything?

No. Quotes, plan comparisons, and enrollment help are free — that's how independent agencies work.

¿Puedo hacer todo el proceso en español?

Sí, completamente — la comparación de planes, la inscripción y cualquier duda después. Somos bilingües desde 1994.

Stop guessing about health plans.

Free help comparing Marketplace and private options, from a Miami office that speaks your language.

Get free health plan help