The bike doesn't get put away for winter.
Twelve months of riding deserves twelve months of coverage.
Motorcycle coverage is written alongside your auto policy, not inside it. See our auto coverage.
Twelve months of riding deserves twelve months of coverage.
Motorcycle coverage is written alongside your auto policy, not inside it. See our auto coverage.
Motorcycle coverage is built from many of the same parts as auto — here's what each one actually does.
Bodily injury and property damage liability pay for the injuries and damage you cause to other people in an accident that's your fault.
This is the coverage for your bike itself — comprehensive for theft, fire, or vandalism, and collision for repairs after a crash, whoever was at fault.
Protects you when the other driver has no insurance, or not enough. And if you ride two-up, passenger liability is worth asking us about so the person on the back is accounted for too.
In a lot of the country a bike gets put away for the winter and coverage becomes a seasonal question. Florida doesn't work that way. You can ride in January the same as you ride in July, which means the roads you share, and the coverage that protects you on them, are a year-round question, not a seasonal one.
Because we're independent, we can quote your motorcycle across multiple Florida carriers and match the coverage to how you actually ride, whether that's a daily commute, weekend miles, or a bike that only comes out on the good days.
Get a free motorcycle quoteThis is the advantage of an independent agency: one quote request here puts multiple Florida carriers to work competing for you. No reason to spend your evening filling out forms site by site — comparing them is literally our job. The list changes as the Florida market changes; ask us for the current one.
Two minutes online, or call the office. Give us the basics on the motorcycle and how you ride, in English or Spanish.
We quote your motorcycle coverage across multiple Florida insurers and explain the differences in plain words.
Pick your policy and we handle the paperwork — and we're still here at renewal and claim time.
Yes — a motorcycle is insured on its own policy, not your car's. The good news is we can quote both and line them up together, so it's one conversation instead of two.
In Florida the riding season never really ends, so even a bike that only comes out on the good days is on the road year-round. We'll match the coverage to how much you actually ride.
Then passenger liability is worth asking us about, so someone on the back is accounted for too. Tell us how you ride and we'll walk you through the trade-offs, no jargon.
Two minutes online, or one call to the office. The right coverage at the best price we can find, since 1994.
Get a free motorcycle quote